"Millions of workers were already accessing part of their earned wages before payday in the 2020s."
The CFPB estimated that more than 7 million US workers accessed approximately $22 billion through employer-partnered earned wage products in 2022. The report establishes that flexible access to wages had already reached millions of people, providing an adoption precedent for the much larger programmable payroll economy imagined in the late 2030s.
View Source